Anthony Ashley

8005 Sw 198th Ter

Cutler Bay, FL
$ 729,999 Beds 3 Baths 2 Sq 1,825 Virtual Tour
Monthly Estimate* How much can I afford?

Discover relaxed South Florida living in this spacious 3-bedroom, 2-bathroom home located in Saga Bay, one of Cutler Bay’s most desirable neighborhoods. Situated on a quiet street, the home features impact windows throughout, abundant natural light, distinctive exposed wood-beam ceilings, newer AC (2023), and hard-surface tile flooring. The living and dining spaces flow seamlessly to a large fenced backyard with an expansive covered patio, ceiling fans, and multiple areas for dining, grilling, and entertaining. A two-car garage and extended driveway provide ample parking and storage. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a five-acre park with a playground and walking trails, and community security—all with one of the lowest HOA fees in Cutler Bay. Conveniently located just minutes from A-rated schools, Black Point Marina, shopping, dining, and US-1. Enjoy the space, amenities, and indoor-outdoor lifestyle that make Saga Bay such a special place to call home.

Active

  • Price
  • $ 729,999
  • City
  • Cutler Bay
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Miami-Dade
  • Half Bathrooms
  • 0
  • Area
  • 60
  • Lot Size
  • Zip
  • 33189
  • Sqr Footage
  • 1,825
  • Year Built
  • 1977
  • Taxes
  • $ 4680
  • Style
  • MLS#
  • A12087565
Listed By: This listing is courtesy of South Florida Global R.E. LLC
Data Source: Southeast Florida MLS (SEFMLS)

Features

General

Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Ceiling Fan(s)
Possession Close Of Escrow
Roof Shingle
Appliances Dryer,Dishwasher,Electric Range,Microwave,Other,Refrigerator,Washer
HOA Fee 180
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Detached,One Story
Pool Features None
Security Features Smoke Detector(s)
Restrictions OK To Lease
Construction Materials Block
Year Built 1977
View None
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Community Features Maintained Community,Other,Pickleball
Assoc Fee Paid Per Quarterly
County Miami-Dade
Property Type Residential
Attached Garage true
Subdivision Name SAGA BAY SEC 1 PT 6
Facing Direction South
Garage Y/N true
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
High School Miami Southridge
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 8753
Listing Terms Cash,Conventional,FHA,VA Loan
Elementary School Edward Whigham
Year Built Details Resale
Tax Annual Amount 4680
Middle/Junior High School Cutler Bay
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12087565
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
PostalCity Cutler Bay
Legal Description SAGA BAY SEC 1 PT 6 PB 99-37 LOT 25 BLK 20 LOT SIZE 85.000 X 103 OR 16685-3851 0295 1 COC 23369-3291 04 2005 1 F/A/U 30-6010-007-0700 COC 26

Interior Features

Interior Amenities Breakfast Bar,Bedroom on Main Level,Dining Area,Separate/Formal Dining Room,Dual Sinks,First Floor Entry,Living/Dining Room,Main Level Primary,Shower Only,Vaulted Ceiling(s)
Flooring Laminate,Tile,Vinyl
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Impact Glass
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2

Exterior Features

Exterior Amenities Fence,Lighting,Patio,Room For Pool,Security/High Impact Doors
Parking Features Attached,Driveway,Garage,Other,Parking Pad,Garage Door Opener
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 8753
Building Area Total 2381
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type City Street

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Miami Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Edward Whigham Elementary School
Middle School Cutler Bay Middle School
High School Miami Southridge High School

Price History

9/15/2026 Listed $750,000
9/22/2026 3% - $729,999

Property vs Zip Code Average in 33189

Price
AVG $650K
$730K
Taxes
AVG $6,295
$4,680
Year Built
AVG 1981
1977

In The Neighborhood

Areas That We Cover

8005 Sw 198th Ter Cutler Bay, FL is a Single Family Home for sale at $729999 with 1825 sqft and a lot size of Acre(s). 8005 Sw 198th Ter Cutler Bay has 3 bedrooms, 2 baths and was built in 1977. The property's zip code is 33189 which is in Cutler Bay, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Anthony Ashley

Anthony Ashley

305-384-6502

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