10048 Sw 221st St

Cutler Bay, FL
$ 569,000 Beds 3 Baths 2 Sq 1,425 Virtual Tour
Monthly Estimate* How much can I afford?

PRICE JUST REDUCED! SELLER MOTIVADED, 1 YEAR OLD ROOF.. PRIVATE APARTMENT PERFECT FOR INCOME OR MULTI-GENERATIONAL LIVING ...EASY TO SHOW... Seller will contribute up to 10k towards buyer's closing cost with an acceptable offers. Welcome to this fabulous updated modern home in peaceful Lakes by the Bay community, featuring new roof and high ceilings that fill the space with natural light. This home offers 3 bedrooms, 2 bathrooms, and an open concept kitchen with quartz countertops and stainless steel appliances, perfect for everyday living and entertaining... Driveway has capacity up to 6 vehicles. The garage has been converted into a private in-law suite with its own bathroom providing an extra income opportunity also ideal for guests or a home office. One bedroom is conveniently located on the first floor. Enjoy relaxing in your private jacuzzi after a long day. Located in a community with a pool, tennis courts, and scenic lakes, this home is just minutes from Black Point Marina, parks, shopping, and the Turnpike for easy access across South Florida. Freshly painted and move-in ready.

Pending

  • Price
  • $ 569,000
  • City
  • Cutler Bay
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Miami-Dade
  • Half Bathrooms
  • 0
  • Area
  • 60
  • Lot Size
  • Zip
  • 33190
  • Sqr Footage
  • 1,425
  • Year Built
  • 1988
  • Taxes
  • $ 2044
  • Style
  • MLS#
  • A12007226
Listed By: This listing is courtesy of Coldwell Banker Realty
Data Source: Southeast Florida MLS (SEFMLS)

Features

General

Sewer Public Sewer
Heating Central
Cooling Central Air
Possession Closing & Funding
Roof Shingle
Appliances Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Wine Cooler,Washer
HOA Fee 161
Garage Spaces 2
Architectural Style Detached,Two Story
Pool Features None,Community
Security Features Smoke Detector(s)
Restrictions Association Approval Required
Construction Materials Block
Year Built 1988
View None
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Community Features Maintained Community,Park,Pool,Street Lights,Sidewalks,Tennis Court(s)
Assoc Fee Paid Per Monthly
County Miami-Dade
Property Type Residential
Contingency Financing
Subdivision Name LAKES BY THE BAY SEC 3
Facing Direction North
Garage Y/N true
Full Baths 2
Special Listing Conditions Listed As-Is
Status Pending
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 3200
Listing Terms Cash,Conventional,FHA,VA Loan
Year Built Details Resale
Tax Annual Amount 2044
Lease Considered Y/N false
Standard Status Pending
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
PostalCity Cutler Bay
Legal Description LAKES BY THE BAY SEC 3 PB 129-3 LOT 26 BLK 4 LOT SIZE 3200 SQ FT & INT IN COMMON AREA OR 19746-468-469 0601 1 F/A/U 30-6017-010-0620

Interior Features

Interior Amenities Bedroom on Main Level,Dual Sinks,First Floor Entry,Fireplace,Living/Dining Room,Shower Only,Vaulted Ceiling(s),Walk-In Closet(s),Attic
Flooring Laminate
Fireplace Features Decorative
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Total Bedrooms 3
Total Baths 2

Exterior Features

Exterior Amenities Fence
Parking Features Driveway
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 3200
Building Area Total 2106
Waterfront Y/N false
Covered Spaces 2

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Miami Beach, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

4/27/2026 Listed $599,900
7/23/2026 3% - $579,000
9/2/2026 2% - $569,000

Property vs Zip Code Average in 33190

Price
AVG $540K
$570K
Taxes
AVG $6,289
$2,044
Year Built
AVG 2000
1988

Areas That We Cover

10048 Sw 221st St Cutler Bay, FL is a Single Family Home for sale at $569000 with 1425 sqft and a lot size of Acre(s). 10048 Sw 221st St Cutler Bay has 3 bedrooms, 2 baths and was built in 1988. The property's zip code is 33190 which is in Cutler Bay, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.